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Securities offered through Osaic Wealth, Inc., a registered broker dealer. Member FINRA (www.finra.org) & SIPC (www.sipc.org) Paul A. Neves, Darrin A. Santos, Registered Representatives. Advisory Services offered through Osaic Wealth, Inc., an SEC registered Investment Advisory firm. Paul A. Neves, Darrin A. Santos, Investment Advisor Representatives. FSI Wealth Management and Osaic Wealth, Inc. are not affiliated companies. Paul A. Neves: CA Insurance License # 0781701 Darrin A. Santos: CA Insurance License # 0A96223. Osaic Wealth, Inc. does not provide tax advice.

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